Original Medicare:
Medigap Coverage
Medigap policies, also known as Medicare Supplement plans, are insurance policies sold to beneficiaries by private health insurance companies to fill in some of the gaps in Original Medicare. Medigap policies are designed to help beneficiaries cover some of their out-of-pocket costs. Insurance companies are allowed to sell fourteen (14) standardized plans (with exceptions for Massachusetts, Minnesota, and Wisconsin) including:
- ten (10) plans (A-J) created in 1990;
- two (2) high deductible options for plans F and J; and
- two (2) new plans (K and L) mandated by Congress in the Medicare Modernization Act of 2003.
HAP Resources
Medicare Part D and Medigap: A decision making tool for beneficiaries
Medigap Plans K and L: A comparison chart of benefits
